{"id":889,"date":"2025-05-25T09:00:00","date_gmt":"2025-05-25T09:00:00","guid":{"rendered":"https:\/\/alaskanativeowned.com\/?p=889"},"modified":"2025-05-28T20:28:45","modified_gmt":"2025-05-28T20:28:45","slug":"map-shows-how-much-you-need-to-earn-to-buy-a-home-where-you-live-in-the-uk","status":"publish","type":"post","link":"https:\/\/alaskanativeowned.com\/index.php\/2025\/05\/25\/map-shows-how-much-you-need-to-earn-to-buy-a-home-where-you-live-in-the-uk\/","title":{"rendered":"Map shows how much you need to earn to buy a home where you live in the UK"},"content":{"rendered":"<figure class=\"img-container shareable-item wp-caption\">\n<div class=\"img-wrap\">\n\t\t<img width=\"646\" height=\"392\" src=\"https:\/\/alaskanativeowned.com\/wp-content\/uploads\/2025\/05\/GettyImages-1370910056-931a.jpg\" class=\"article-image wp-image-23115715\" alt=\"\" loading=\"lazy\" \/>\t<\/div><figcaption>Are you on the right track to own a house where you live? (Picture: Metro)<\/figcaption><\/figure>\n<div class=\"metro-article-audio-player\" data-vars-type=\"article-audio-player\">\n<div class=\"metro-article-audio-player-play-row\">\n\t\t\t\t<button class=\"metro-article-audio-player-play-button\"><br \/>\n\t\t\t\t\t<title>Listen to article<\/title>\t\t\t\t\t<span>Listen to article<\/span><br \/>\n\t\t\t\t<\/button><\/p>\n<div class=\"img-container\"><img class=\"sponsor-image\" src=\"https:\/\/metro.co.uk\/wp-content\/themes\/metro\/includes\/site-blocks\/article-audio\/assets\/powered-by.png\" alt=\"Powered by\" data-rewritten=\"false\" \/><\/div>\n<\/p><\/div>\n<div class=\"audio-controls hidden\">\n\t\t\t\t<audio class=\"audio-element\" src=\"https:\/\/metro.co.uk\/wp-content\/uploads\/2025\/05\/House-price-salary-map-30b4.mp3\" controls id=\"audio-683771f414c0a\">\t\t\t<\/p>\n<p>\t\t\t\t\tYour browser does not support the audio element.<br \/>\n\t\t\t\t<\/audio>\n\t\t\t<\/div>\n<\/p><\/div>\n<p><a href=\"https:\/\/metro.co.uk\/2025\/02\/04\/property-experts-reveal-whether-actually-worth-buying-a-home-young-22496268\/\">Buying your own home<\/a> is a big step. But, depending on <a href=\"https:\/\/metro.co.uk\/2024\/02\/02\/londoners-rejoice-just-got-a-little-bit-easier-buy-a-house-20200491\/\">where you live in the UK<\/a>, you might have it easier financially.<\/p>\n<p>We all know that <a data-track=\"inline-tag-auto-link_article\" href=\"https:\/\/metro.co.uk\/tag\/london\/\">London<\/a> is by far the most expensive place to purchase a property. For example, if you want to own a home in the Kensington and Chelsea area, you&#8217;ll have to beg your boss to up your <a href=\"https:\/\/metro.co.uk\/2025\/02\/10\/this-salary-need-buy-a-house-every-london-borough-bleak-22528947\/\">annual salary to \u00a3214,750<\/a>.<\/p>\n<p>However, it&#8217;s not all doom and gloom. If you&#8217;re based <a href=\"https:\/\/metro.co.uk\/2025\/04\/23\/affordable-homes-just-outside-london-perfect-commuters-22907499\/\" data-type=\"link\" data-id=\"https:\/\/metro.co.uk\/2025\/04\/23\/affordable-homes-just-outside-london-perfect-commuters-22907499\/\">outside of London<\/a>, or you&#8217;re willing to up sticks and move to a cheaper part of the UK, it&#8217;s likely you&#8217;ll be able to <a href=\"https:\/\/metro.co.uk\/2022\/03\/29\/the-dos-and-donts-of-haggling-when-buying-a-house-16364834\/\">snap up a pretty good deal<\/a>.<\/p>\n<p>Property type will also play a big part: a flat vs a detached house will obviously decrease or increase the price.<\/p>\n<p><a href=\"https:\/\/www.gocompare.com\/home-insurance\/salary-to-buy\/\" data-type=\"link\" data-id=\"https:\/\/www.gocompare.com\/home-insurance\/salary-to-buy\/\" target=\"_blank\" rel=\"noreferrer noopener\">GoCompare<\/a> recently carried out some research looking at where you can get the best bang for your buck. They found the salaries you need to buy a home in different towns and cities across the UK, plus the average price of a property in each area. This includes flats, terraced houses, semis and detached.<\/p>\n<div class=\"factbox\" data-ico=\"factbox_article\" data-track-module=\"factbox_article\">\n<h2 class=\"factbox-title\">\n\t\t\t\tReady to start your homebuying journey?\t\t\t<\/h2>\n<div class=\"factbox-content\">\n<p>You can access completely fee-free mortgage advice with London &amp; Country (L&amp;C) Mortgages, a partner of Metro. Customers benefit from:<\/p>\n<p>\u2013 Award winning service from the UK\u2019s leading mortgage broker<\/p>\n<p>\u2013 Expert advisors on hand 7 days a week<\/p>\n<p>\u2013 Access to 1000s of mortgage deals from across the market<\/p>\n<p>Unlike many mortgage brokers, L&amp;C won&#8217;t charge you a fee for their advice.<\/p>\n<p><a href=\"https:\/\/www.landc.co.uk\/destination\/partners\/metro?utm_source=factbox&amp;utm_medium=inarticle&amp;utm_campaign=factbox\">Find out how much you could borrow online<\/a><\/p>\n<p><em>Mortgage service provided by London &amp; Country Mortgages (L&amp;C), which is authorised and regulated by the Financial Conduct Authority (registered number: 143002). The FCA does not regulate most Buy to Let mortgages. Your home or property may be repossessed if you do not keep up repayments on your mortgage.<\/em><\/p>\n<\/p><\/div>\n<\/p><\/div>\n<p>And to make things easier, they listed the most expensive and most affordable regions. <\/p>\n<p><em>House prices were taken from&nbsp;the UK House Price Index in June 2024.&nbsp;The monthly repayments were calculated based on a 90% mortgage with a 5.5% interest rate over 25 years<\/em>. <em>Average salaries were calculated assuming that monthly mortgage repayments take up one-third of take-home income.<\/em><\/p>\n<h2 class=\"wp-block-heading\">What is the average UK wage?<\/h2>\n<p>The <a href=\"https:\/\/metro.co.uk\/2024\/04\/10\/average-salary-uk-based-age-get-2-20616977\/\">average UK wage<\/a> is \u00a337,430, according to the <a href=\"https:\/\/metro.co.uk\/tag\/office-for-national-statistics\/\" data-type=\"link\" data-id=\"https:\/\/metro.co.uk\/tag\/office-for-national-statistics\/\">Office for National Statistics<\/a> (ONS).<\/p>\n<p>You&#8217;ll notice that salaries in some areas are a lot less than the average. In contrast, others are astronomically higher.<\/p>\n<p>In other words, if you earn the average wage in lesser affluent parts of the country, purchasing a home won&#8217;t be as much of a financial strain.<\/p>\n<figure class=\"img-container shareable-item wp-caption\">\n<div class=\"img-wrap\">\n\t\t<img width=\"646\" height=\"431\" src=\"https:\/\/alaskanativeowned.com\/wp-content\/uploads\/2025\/05\/GettyImages-1469453659-b4b5.jpg\" class=\"article-image wp-image-23026348\" alt=\"\" loading=\"lazy\" \/>\t<\/div><figcaption>Depending on your income, the journey to owning a home could be more stressful (Picture: Getty Images)<\/figcaption><\/figure>\n<h2 class=\"wp-block-heading\">The 5 most affordable areas<\/h2>\n<p><strong>Burnley<\/strong> in Lancashire came out as the <a href=\"https:\/\/metro.co.uk\/2024\/10\/09\/5-cities-can-get-property-ladder-uks-average-salary-21749786\/\">most affordable area in the UK<\/a> for each kind of property.<\/p>\n<p>You&#8217;ll need to earn \u00a314,426 a year for a flat (costing \u00a372,510 on average), \u00a318,940 for a terraced house (\u00a395,196 on average), \u00a327,214 for a semi (\u00a3136,780 on average) and \u00a342,262 for a detached house (\u00a3212,414 on average).<\/p>\n<div class=\"factbox\" data-ico=\"factbox_article\" data-track-module=\"factbox_article\">\n<h2 class=\"factbox-title\">\n\t\t\t\tWhat to do in Burnley\t\t\t<\/h2>\n<div class=\"factbox-content\">\n<p>If you love the countryside, Burnley will be right up your street. The town is surrounded by the breathtaking Pennines: rolling hills, open heather moors, meadows, dales, tumbling rivers and waterfalls will be on your doorstep.<\/p>\n<p>Burnley is also a thriving market town and has a rich textile history. <\/p>\n<p>If you&#8217;re a folklore fan, you&#8217;ll be living in the location of the 1612 Pendle Witch Trials. 12 individuals were accused of witchcraft, with 10 executed by hanging. It&#8217;s now one of England&#8217;s most notorious witch trials.<\/p>\n<p>More of a football lover? <a href=\"https:\/\/metro.co.uk\/tag\/burnley-fc\/\" data-type=\"link\" data-id=\"https:\/\/metro.co.uk\/tag\/burnley-fc\/\">Burnley Football Club<\/a> is as passionate as they come.<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<figure class=\"img-container shareable-item wp-caption\">\n<div class=\"img-wrap\">\n\t\t<img width=\"646\" height=\"431\" src=\"https:\/\/alaskanativeowned.com\/wp-content\/uploads\/2025\/05\/GettyImages-1987411766-56e9.jpg\" class=\"article-image wp-image-23100350\" alt=\"\" loading=\"lazy\" \/>\t<\/div><figcaption>Burnley&#8217;s back garden is the stunning Pennines (Picture: Getty Images)<\/figcaption><\/figure>\n<p>However, with the ONS revealing that semi-detached houses are the most popular type of dwelling for UK residents, we&#8217;ll focus on them for the rest of this article.<\/p>\n<p>The second most affordable location was <strong>Middlesbrough<\/strong>. In this North Yorkshire town, you&#8217;ll need an average salary of \u00a328,549 to afford a \u00a3143,492 semi.<\/p>\n<p>In third place is <strong>Stoke-on-Trent<\/strong>. Here, a semi-detached costs \u00a3146,084, meaning you&#8217;ll need to earn \u00a329,065.<\/p>\n<p>At number four is <strong>Sunderland<\/strong>, a city 10 miles south-east of Newcastle upon Tyne. A salary of \u00a329,366 is required to own a \u00a3147,597 house.<\/p>\n<p>Finally, the fifth most affordable area is <a href=\"https:\/\/metro.co.uk\/2025\/04\/23\/blackpool-a-kiss-quick-dump-defend-end-22919311\/\">Blackpool<\/a>, where a \u00a330,560 salary is expected for a \u00a3153,596 house.<\/p>\n<h2 class=\"wp-block-heading\">The 5 most expensive areas<\/h2>\n<p>Of course, <strong>London<\/strong> takes the top spot for each property type. <\/p>\n<p>You&#8217;ll need to earn \u00a386,513 a year for a flat (costing \u00a3434,818 on average), \u00a3113,764 for a terraced house (\u00a3571,783 on average), \u00a3135,326 for a semi (\u00a3680,157 on average) and \u00a3205,405 for a detached house (\u00a31,032,371 on average).<\/p>\n<div class=\"factbox\" data-ico=\"factbox_article\" data-track-module=\"factbox_article\">\n<h2 class=\"factbox-title\">\n\t\t\t\tWhat to do in London \t\t\t<\/h2>\n<div class=\"factbox-content\">\n<p>To pay London its dues, it&#8217;s one of the most exciting cities in the UK. So while you may be paying over the odds to <a href=\"https:\/\/metro.co.uk\/2023\/12\/02\/work-two-jobs-afford-london-rent-not-sustainable-19860090\/\">live in the capital<\/a>, you&#8217;ll <a href=\"https:\/\/metro.co.uk\/tag\/the-slice\/\">never be short of things to do<\/a>. <\/p>\n<p><strong>Metro <\/strong>has picked<strong> <\/strong><a href=\"https:\/\/metro.co.uk\/2025\/04\/19\/15-alternative-things-london-except-one-20-22919009\/?ito=showcasesingle\" data-type=\"link\" data-id=\"https:\/\/metro.co.uk\/2025\/04\/19\/15-alternative-things-london-except-one-20-22919009\/?ito=showcasesingle\">14 things to do in London on a budget<\/a>, or completely free.<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<figure class=\"wp-block-embed is-type-video is-provider-tiktok wp-block-embed-tiktok\">\n<div class=\"wp-block-embed__wrapper\">\n<blockquote class=\"tiktok-embed\" cite=\"https:\/\/www.tiktok.com\/@martinlewismse\/video\/7469733670987795745\" data-video-id=\"7469733670987795745\" data-embed-from=\"oembed\" style=\"max-width:605px;min-width:325px\">\n<section> <a target=\"_blank\" title=\"@martinlewismse\" href=\"https:\/\/www.tiktok.com\/@martinlewismse?refer=embed\" rel=\"noopener\">@martinlewismse<\/a> <\/p>\n<p>First Time Buyers &#8211; the single biggest factor that\u2019ll affect your mortgage rate. A beginners guide to how the all too critical Loan-To-Value (LTV) ratio works. For far more &#038; comparisons go to <a href=\"http:\/\/www.MoneySavingExpert.com\" rel=\"nofollow\">http:\/\/www.MoneySavingExpert.com<\/a><\/p>\n<p> <a target=\"_blank\" title=\"\u266c original sound - Martin Lewis\" href=\"https:\/\/www.tiktok.com\/music\/original-sound-7469733884352039712?refer=embed\" rel=\"noopener\">\u266c original sound &#8211; Martin Lewis<\/a> <\/section>\n<\/blockquote>\n<\/div>\n<\/figure>\n<p>When it comes to semis, <strong>Oxford<\/strong> gets the second place. Home to the <a href=\"https:\/\/metro.co.uk\/tag\/oxford-university\/\">prestigious university,<\/a> the average house price here is \u00a3600,304, along with a salary of \u00a3119,439.<\/p>\n<p>Following just behind is <strong>Cambridge<\/strong>, the <a href=\"https:\/\/metro.co.uk\/tag\/cambridge-university\/\" data-type=\"link\" data-id=\"https:\/\/metro.co.uk\/tag\/cambridge-university\/\">other major uni<\/a>. Here, your wage should be \u00a3119,439 to afford a \u00a3591,569 property.<\/p>\n<p>Over the past few years, <strong>Brighton<\/strong> has been creeping up in price. According to GoCompare, the seaside Sussex city \u2013 which was <a href=\"https:\/\/metro.co.uk\/2025\/05\/10\/uks-walkable-city-a-vibrant-coastal-spot-just-hour-london-23052405\/\">recently voted the UK&#8217;s most &#8216;walkable&#8217; city<\/a> \u2013 has an average house price of \u00a3522,764. The required wage is \u00a3104,011.<\/p>\n<p>Finally, from the bottom of the UK all the way to the top, <a href=\"https:\/\/metro.co.uk\/tag\/edinburgh\/\">Edinburgh<\/a> in Scotland came in at number five. For \u00a391,976 a year, you&#8217;ll be able to afford a \u00a3462,275 semi.<\/p>\n<p>Happy house hunting!<\/p>\n<div class=\"factbox\" data-ico=\"factbox_article\" data-track-module=\"factbox_article\">\n<h2 class=\"factbox-title\">\n\t\t\t\tWhat&#039;s the average house price in each country?\t\t\t<\/h2>\n<div class=\"factbox-content\">\n<ul class=\"wp-block-list\">\n<li><strong>England<\/strong><br \/>Detached: \u00a3465,645<br \/>Semi-detached: \u00a3295,486<br \/>Terraced: \u00a3253,596<br \/>Flat: \u00a3251,481<\/li>\n<li><strong>Wales<\/strong><br \/>Detached: \u00a3317,463<br \/>Semi-detached: \u00a3210,229<br \/>Terraced: \u00a3210,2293<br \/>Flat: \u00a3140,908<\/li>\n<li><strong>Scotland<\/strong><br \/>Detached: \u00a3340,435<br \/>Semi-detached: \u00a3205,780<br \/>Terraced: \u00a3164,901<br \/>Flat: \u00a3132,484<\/li>\n<li><strong>Northern Ireland<br \/><\/strong>Detached: \u00a3280,908<br \/>Semi-detached: \u00a3178,503<br \/>Terraced: \u00a3129,596<br \/>Flat: \u00a3139,287<\/li>\n<\/ul>\n<p><em>Source: GoCompare<\/em><\/p>\n<\/p><\/div>\n<\/p><\/div><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Are you on the right track to own a house where you live? (Picture: Metro) Listen to article Listen to article Your browser does not support the audio element. Buying your own home is a big step. But, depending on where you live in the UK, you might have it easier financially. We all know [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":891,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[10],"tags":[],"_links":{"self":[{"href":"https:\/\/alaskanativeowned.com\/index.php\/wp-json\/wp\/v2\/posts\/889"}],"collection":[{"href":"https:\/\/alaskanativeowned.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/alaskanativeowned.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/alaskanativeowned.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/alaskanativeowned.com\/index.php\/wp-json\/wp\/v2\/comments?post=889"}],"version-history":[{"count":3,"href":"https:\/\/alaskanativeowned.com\/index.php\/wp-json\/wp\/v2\/posts\/889\/revisions"}],"predecessor-version":[{"id":895,"href":"https:\/\/alaskanativeowned.com\/index.php\/wp-json\/wp\/v2\/posts\/889\/revisions\/895"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/alaskanativeowned.com\/index.php\/wp-json\/wp\/v2\/media\/891"}],"wp:attachment":[{"href":"https:\/\/alaskanativeowned.com\/index.php\/wp-json\/wp\/v2\/media?parent=889"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/alaskanativeowned.com\/index.php\/wp-json\/wp\/v2\/categories?post=889"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/alaskanativeowned.com\/index.php\/wp-json\/wp\/v2\/tags?post=889"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}