{"id":902,"date":"2025-05-24T12:32:56","date_gmt":"2025-05-24T12:32:56","guid":{"rendered":"https:\/\/alaskanativeowned.com\/?p=902"},"modified":"2025-05-28T20:28:46","modified_gmt":"2025-05-28T20:28:46","slug":"most-expensive-pet-to-insure-revealed-after-claims-hit-record-1200000000","status":"publish","type":"post","link":"https:\/\/alaskanativeowned.com\/index.php\/2025\/05\/24\/most-expensive-pet-to-insure-revealed-after-claims-hit-record-1200000000\/","title":{"rendered":"Most expensive pet to insure revealed after claims hit record \u00a31,200,000,000"},"content":{"rendered":"<figure class=\"img-container shareable-item wp-caption\">\n<div class=\"img-wrap\">\n\t\t<img width=\"646\" height=\"388\" src=\"https:\/\/alaskanativeowned.com\/wp-content\/uploads\/2025\/05\/SEI_252897796-de3b.jpg\" class=\"article-image wp-image-23236995\" alt=\"Group of pets together on top of an empty web banner to place text. Cats, dogs, rabbit, ferret, rodent, fish, reptile, bird\" loading=\"lazy\" \/>\t<\/div><figcaption>Dogs led the pack, making up \u00a3933 million in claims, followed by cats at \u00a3232 million, and \u00a361 million for other pets (Picture: Getty Images)<\/figcaption><\/figure>\n<div class=\"metro-article-audio-player\" data-vars-type=\"article-audio-player\">\n<div class=\"metro-article-audio-player-play-row\">\n\t\t\t\t<button class=\"metro-article-audio-player-play-button\"><br \/>\n\t\t\t\t\t<title>Listen to article<\/title>\t\t\t\t\t<span>Listen to article<\/span><br \/>\n\t\t\t\t<\/button><\/p>\n<div class=\"img-container\"><img class=\"sponsor-image\" src=\"https:\/\/metro.co.uk\/wp-content\/themes\/metro\/includes\/site-blocks\/article-audio\/assets\/powered-by.png\" alt=\"Powered by\" data-rewritten=\"false\" \/><\/div>\n<\/p><\/div>\n<div class=\"audio-controls hidden\">\n\t\t\t\t<audio class=\"audio-element\" src=\"https:\/\/metro.co.uk\/wp-content\/uploads\/2025\/05\/Pet-insurance-f326.mp3\" controls id=\"audio-683771f41fc9b\">\t\t\t<\/p>\n<p>\t\t\t\t\tYour browser does not support the audio element.<br \/>\n\t\t\t\t<\/audio>\n\t\t\t<\/div>\n<\/p><\/div>\n<p><strong>Pet owners claimed a record \u00a31.23 billion from insurance firms to help cover vets\u2019 bills for sick and injured animals last year.<\/strong><\/p>\n<p>Dogs led the pack, making up \u00a3933 million in claims, followed by cats at \u00a3232 million, and \u00a361 million for other pets.<\/p>\n<p>The 2024 total figure was 4% higher than the previous 12 months and marked the third straight year that total payouts by members of the Association of British Insurers (ABI) topped \u00a31 billion.<\/p>\n<p>It said members received 1.8 million claims last year \u2013 amounting to nearly 5,000 every day.<\/p>\n<p>The ABI\u2019s data also indicates that a record 4.6 million pet owners took out insurance \u2013 a 3% increase since 2023 and a third (33%) higher than before the coronavirus pandemic in 2019.<\/p>\n<p>Many people acquired new pets during the coronavirus lockdowns.<\/p>\n<div class=\"factbox\" data-ico=\"factbox_article\" data-track-module=\"factbox_article\">\n<h2 class=\"factbox-title\">\n\t\t\t\t&#039;It&#039;s just bonkers not to have insurance if you can afford it&#039;\t\t\t<\/h2>\n<div class=\"factbox-content\">\n<figure class=\"img-container shareable-item wp-caption\">\n<div class=\"img-wrap\">\n\t\t<img width=\"646\" height=\"363\" src=\"https:\/\/alaskanativeowned.com\/wp-content\/uploads\/2025\/05\/nelly.png\" class=\"article-image wp-image-23237124\" alt=\"\" loading=\"lazy\" \/>\t<\/div><figcaption>Nelly&#8217;s vet bills came in a whisker under \u00a35,000 but Claie insists &#8216;the alternative wasn&#8217;t worth thinking about (Picture: Claie Wilson)<\/figcaption><\/figure>\n<\/p>\n<p>Two years ago, Metro\u2019s Deputy Editor Claie Wilson\u2019s three-year-old cat Nelly got run over and the vets bill went into the thousands. Thankfully, she says, her pet insurance covered it, as the alternative wasn\u2019t worth thinking about.<\/p>\n<p>\u2018When Nelly had her accident it was just awful. She went missing for hours and when she finally showed up, she was in a real mess,\u2019 remembers Claie. \u2018She had to have her eye removed and her jaw was shattered, so had to be stapled back together. It meant Nelly had to stay at the vets for a few days and when she came home, she had to be fed by a feeding tube, with special cat food.\u2019<\/p>\n<p>As well as the initial operation, the vets fees for the black and grey tabby included scans, x-rays and medication, which meant that by the time the bill came in, it was just under the maximum of Claie\u2019s policy of \u00a35,000.<\/p>\n<p>\u2018Our vets are fantastic and their first question was how much the policy was, so they could work within my financial limits as much as possible,\u2019 she explains.<\/p>\n<p>\u2018I didn\u2019t want them to skimp on any treatment Nelly might need, but I also knew that it could end up being even more eye-wateringly expensive if I wasn\u2019t careful.<\/p>\n<p>\u2018I\u2019ve had cats for years and shelled out a fortune on insurance I\u2019ve never needed to use. But with Nelly I\u2019d paid about the equivalent of about \u00a3250 when she had her accident, so it was definitely worth having,\u2019 adds Claie.<\/p>\n<p>\u2018Of course, it means the premiums have gone up &#8211; but it\u2019s just bonkers not to have insurance if you can afford it and definitely not worth the financial risk. No one wants to be in a position where they can\u2019t save their pet if they need to.\u2019<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<p>The average claim cost is \u00a3685, the ABI said, but some costs can be much higher.<\/p>\n<div class=\"video-player\">\n<div class=\"metro-video-player \" data-track-module=\"video-player\">\n<div class=\"vjs-video-container vjs-fixed vjs-responsive\">\n\t\t\t\t\t\t\t\t\t\t{&#8220;@context&#8221;:&#8221;https:\/\/schema.org&#8221;,&#8221;@type&#8221;:&#8221;VideoObject&#8221;,&#8221;name&#8221;:&#8221;Metro.co.uk&#8221;,&#8221;duration&#8221;:&#8221;T30S&#8221;,&#8221;thumbnailUrl&#8221;:&#8221;https:\/\/i.dailymail.co.uk\/1s\/2025\/05\/19\/16\/98535393-0-image-a-3_1747669105214.jpg&#8221;,&#8221;uploadDate&#8221;:&#8221;2025-05-19T16:09:35+0100&#8243;,&#8221;description&#8221;:&#8221;Deadlines move fast. So do you &#8211; with the Samsung Galaxy S25 Ultra on Vodafone Business&#8217; powerful network&#8221;,&#8221;contentUrl&#8221;:&#8221;https:\/\/videos.metro.co.uk\/video\/met\/2025\/05\/19\/1760175980206013783\/480x270_MP4_1760175980206013783.mp4&#8243;,&#8221;height&#8221;:270,&#8221;width&#8221;:480}<\/p>\n<p>\t\t\t\t\t<video id=\"3439011\" class=\"video-js\" poster=\"https:\/\/i.dailymail.co.uk\/1s\/2025\/05\/19\/16\/98535393-0-image-a-1_1747669102260.jpg\" data-opts=\"{&quot;controls&quot;:true,&quot;preload&quot;:&quot;metadata&quot;,&quot;autoplay&quot;:false,&quot;videoId&quot;:3439011,&quot;duration&quot;:30,&quot;pageURL&quot;:&quot;The-power-AI-small-business&quot;,&quot;title&quot;:&quot;The power of AI for small business&quot;,&quot;previewText&quot;:&quot;Deadlines move fast. 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class=\"metro-related-video-carousel__related-video-placeholder-headline\">\n\t\t\t\t\t\t\t\t<span><\/span><br \/>\n\t\t\t\t\t\t\t\t<span><\/span><br \/>\n\t\t\t\t\t\t\t\t<span><\/span><br \/>\n\t\t\t\t\t\t\t\t<span><\/span>\n\t\t\t\t\t\t\t<\/div>\n<\/p><\/div>\n<div class=\"metro-related-video-carousel__related-video-placeholder\">\n<div class=\"metro-related-video-carousel__related-video-placeholder-thumbnail\">\n\t\t\t\t\t\t\t<\/div>\n<div class=\"metro-related-video-carousel__related-video-placeholder-headline\">\n\t\t\t\t\t\t\t\t<span><\/span><br \/>\n\t\t\t\t\t\t\t\t<span><\/span><br \/>\n\t\t\t\t\t\t\t\t<span><\/span><br \/>\n\t\t\t\t\t\t\t\t<span><\/span>\n\t\t\t\t\t\t\t<\/div>\n<\/p><\/div>\n<\/p><\/div>\n<p>\t\t\twindow.addEventListener(&#8216;metroVideo:relatedVideosCarouselLoaded&#8217;, function(data) {<br \/>\n\t\t\t\tif (typeof(data.detail) === &#8216;undefined&#8217; || typeof(data.detail.carousel) === &#8216;undefined&#8217; || typeof(data.detail.carousel.el_) === &#8216;undefined&#8217;) {<br \/>\n\t\t\t\t\treturn;<br \/>\n\t\t\t\t}<br \/>\n\t\t\t\tvar player = data.detail.carousel.el_;<br \/>\n\t\t\t\tvar container = player.closest(&#8216;.metro-video-player&#8217;);<br \/>\n\t\t\t\tvar placeholder = container.querySelector(&#8216;.metro-video-player__up-next-placeholder&#8217;);<br \/>\n\t\t\t\tcontainer.removeChild(placeholder);<br \/>\n\t\t\t\tcontainer.classList.add(&#8216;metro-video-player&#8211;related-videos-loaded&#8217;);<br \/>\n\t\t\t});<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<p>The price of treatment for elbow dysplasia, a common cause of forelimb lameness in young, large and giant breed dogs, can cost over \u00a350,000, the body said.<\/p>\n<p>The average cost of care needed when a pet eats something they should not, whether it is food which is poisonous to them or a small household item, is around \u00a34,000, the ABI said.<\/p>\n<p>Jonathan Purvis, senior policy adviser, general insurance at the ABI said: \u2018You can\u2019t pull a rabbit out the hat when it comes to paying for veterinary bills, so it\u2019s promising to see more people making sensible choices to protect themselves and their pets financially.<\/p>\n<p>\u2018Insurance provides peace of mind that costs will be covered if your pet is ill or injured.\u2019<\/p>\n<p class=\"\"><strong><strong><strong>Get in touch with our news team by emailing us at <a rel=\"noreferrer noopener\" href=\"mailto:webnews@metro.co.uk\" target=\"_blank\">webnews@metro.co.uk<\/a>.<\/strong><\/strong><\/strong><\/p>\n<p class=\"\"><strong>For more stories like this, <\/strong><a rel=\"noreferrer noopener\" href=\"https:\/\/metro.co.uk\/news\/\" target=\"_blank\"><strong>check our news page<\/strong><\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Dogs led the pack, making up \u00a3933 million in claims, followed by cats at \u00a3232 million, and \u00a361 million for other pets (Picture: Getty Images) Listen to article Listen to article Your browser does not support the audio element. Pet owners claimed a record \u00a31.23 billion from insurance firms to help cover vets\u2019 bills for [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":904,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[10],"tags":[],"_links":{"self":[{"href":"https:\/\/alaskanativeowned.com\/index.php\/wp-json\/wp\/v2\/posts\/902"}],"collection":[{"href":"https:\/\/alaskanativeowned.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/alaskanativeowned.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/alaskanativeowned.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/alaskanativeowned.com\/index.php\/wp-json\/wp\/v2\/comments?post=902"}],"version-history":[{"count":3,"href":"https:\/\/alaskanativeowned.com\/index.php\/wp-json\/wp\/v2\/posts\/902\/revisions"}],"predecessor-version":[{"id":907,"href":"https:\/\/alaskanativeowned.com\/index.php\/wp-json\/wp\/v2\/posts\/902\/revisions\/907"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/alaskanativeowned.com\/index.php\/wp-json\/wp\/v2\/media\/904"}],"wp:attachment":[{"href":"https:\/\/alaskanativeowned.com\/index.php\/wp-json\/wp\/v2\/media?parent=902"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/alaskanativeowned.com\/index.php\/wp-json\/wp\/v2\/categories?post=902"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/alaskanativeowned.com\/index.php\/wp-json\/wp\/v2\/tags?post=902"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}